Toyota Tundra Forum


Go Back   Toyota Tundra Forum > ***Emergency 911 Tundra Down!***
Home Arcade Photo Gallery Forums 00-06 Forums Members List
Register FlashChat TimeSlips Search Today's Posts Mark Forums Read


Welcome to the Toyota Tundra Forum forum.

You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features like our Arcade with over 60 games, Photo Gallery, Chat Room and free giveaways. Registration is fast, simple and absolutely free so please, join our community today!

If you have any problems with the registration process or your account login, please contact contact us.
Reply
 
LinkBack Thread Tools Display Modes
  #1 (permalink)  
Old 05-25-2008, 08:07 PM
TundraScout's Avatar
TundraScout TundraScout is offline
Special Breed
 

Join Date: Oct 2007
Location: Michigan
Posts: 732
Hail Damage, report on not to report?

Just came through a hail storm with 1/2 dollar size hail.
This is now my second blue Toyota with some hail damage - Jezz!

My question is, should i report it to the insurance company, or wait and see if a hot sunny day will fix it?
I have 24hrs to report it.
I plan on driving it until its dead, I've got a $500 deductible and no prior claims.

My experience has been that a lot of dents will just disappear on the next 85-90 degree day.
I am all paid up on the insurance, but suppose next week I need to get the glass replaced - which would make 2 claims and my insurance rate goes up.

What do you all think?
I had my camera in hand while it was happening.





One dent on right A-pillar...



about 12 smaller dimples on hood...


and few small ones and one larger one on the roof
Attached Images
File Type: jpg IMG_3037.jpg (43.6 KB, 115 views)
File Type: jpg IMG_3040.jpg (20.9 KB, 117 views)
File Type: jpg IMG_3041.jpg (36.4 KB, 119 views)
File Type: jpg IMG_3042.jpg (34.8 KB, 119 views)
File Type: jpg IMG_3043.jpg (14.5 KB, 119 views)
__________________
5.7L RC Longbox, 4X4 SR5
I-GUIDE (Covers most common general questions)
Reply With Quote
Links
  #2 (permalink)  
Old 05-25-2008, 08:30 PM
Toxarch's Avatar
Toxarch Toxarch is offline
Super Moderator
 
Join Date: Jun 2007
Location: Fort Worth, Texas
Posts: 5,229
I would report it. Then take it to a paintless dent repair. They use dry ice to get the dents to pop out. You can usually get that done fairly cheap and not bother with reporting it since your deductible is $500. Maybe find one of those places if they are open tomorrow and see what they would charge.
__________________

2007 SR5 Crewmax 5.7L 4x4
Mods: nerf bars, Truxedo tonneau, radar detector power, fog lights, black billet grille, rear differential breather, parking sensors, Line-X, power tailgate lock, hood safety latch mod, one off driving lights behind grille, Pioneer NAV w/ OEM camera, Flowmaster 50 SUV dual/dual, blue LED dash lights, Volant CAI
All mod descriptions and pictures © 2007,2008 by Toxarch. They may be copied only for personal use and the mods may be done for non-profit only.
Reply With Quote
  #3 (permalink)  
Old 05-25-2008, 08:41 PM
Squid's Avatar
Squid Squid is offline
Site Owner
 

Join Date: Mar 2007
Location: South Central Kansas
Posts: 2,144
I live in Kansas and we're known for hail and Tornado's (Like this weekend) and I've never filed a claim for hail. It usually as you wrote fixes itself or is less then the deductible until it gets to be golf ball size.
__________________
Please Click for Sarah's Wish
Reply With Quote
  #4 (permalink)  
Old 05-25-2008, 08:47 PM
TundraScout's Avatar
TundraScout TundraScout is offline
Special Breed
 

Join Date: Oct 2007
Location: Michigan
Posts: 732
I hate the idea of having bondo on the A-pillar, which is the only one that might not pop back out.
It was pretty big hail, largest I have seen personally, and made one hell of a racket with the fiberglass topper.
I just called my insurance company and they said I could file a claim at any time if I so chose, so I'll see what can be done without insurance kicking in.

Thanks Guys.

and now back to Mods
Reply With Quote
  #5 (permalink)  
Old 05-25-2008, 11:23 PM
NauticalBlue's Avatar
NauticalBlue NauticalBlue is offline
Special Breed
 

Join Date: Aug 2007
Location: The 'burbs
Posts: 824
That sucks, but I'm the "Whatever, it's a truck" type, so I'd just deal with it. You should see how messed up the paint on my bed is!
__________________
2007 Toyota Tundra 4x4 DC SR5 5.7
Reply With Quote
  #6 (permalink)  
Old 05-26-2008, 09:07 AM
rarjar's Avatar
rarjar rarjar is offline
Super Moderator
 

Join Date: Aug 2007
Location: Livingston, TX
Posts: 3,602
Yeah, but you DID cover it up with Line-x Naut, lol!
__________________
2007 Tundra Limited Double Cab 4x4 Super White
Key FOB Tailgate Lock (courtesy of Toxarch)
OEM back-up camera w/flip down monitor
Sirius Satellite Radio
20" OEM alloy wheels
Line-X Bed liner
UWS Black Powdercoat Low Profile Toolbox
JC Whitney Black Nerf Bars
Lund Interceptor II Bug Shield
Tekonsha Voyager Brake Controller
Reply With Quote
  #7 (permalink)  
Old 05-27-2008, 11:35 AM
NauticalBlue's Avatar
NauticalBlue NauticalBlue is offline
Special Breed
 

Join Date: Aug 2007
Location: The 'burbs
Posts: 824
Quote:
Originally Posted by rarjar View Post
Yeah, but you DID cover it up with Line-x Naut, lol!
Yes, but I'm talking about the outside sheet metal. I'll have to take some pictures.
Reply With Quote
  #8 (permalink)  
Old 05-27-2008, 12:04 PM
rarjar's Avatar
rarjar rarjar is offline
Super Moderator
 

Join Date: Aug 2007
Location: Livingston, TX
Posts: 3,602
All that means Naut is you're just a little closer to doing Line-x on the whole truck!
Reply With Quote
  #9 (permalink)  
Old 05-27-2008, 02:40 PM
NauticalBlue's Avatar
NauticalBlue NauticalBlue is offline
Special Breed
 

Join Date: Aug 2007
Location: The 'burbs
Posts: 824
So true...
Reply With Quote
  #10 (permalink)  
Old 06-03-2008, 12:54 PM
Mauritania's Avatar
Mauritania Mauritania is offline
New Breed
 

Join Date: Jan 2008
Location: Maine
Posts: 110
Quote:
Originally Posted by TundraScout View Post
...I've got a $500 deductible and no prior claims....I am all paid up on the insurance, but suppose next week I need to get the glass replaced - which would make 2 claims and my insurance rate goes up.

I'm no insurance agent or anything, but I think hail damage and windshield damage are covered under the 'comprehensive' part of your insurance, which usually carries a smaller deductible than, let's say, collision. Also, at least here in Maine, your insurance premium cannot increase based on a 'comprehensive' claim.

I collided with a moose a few years back with a VW Jetta (usually a fatal endeavor, but my daughter and I were very lucky) and that type of accident fell under 'comprehensive'. My Comprehensive deductible was (and is still) $100.00, while collision is $500.00. A few months later I took a rock to the windshield...same thing, and my premium stayed the same.

So go ahead and make that claim...It's what you're paying the premium$ for!
__________________


'07 Tundra 4x4 SR5 DC i-Force 5.7
De-Badged Silver Sky Metallic
Extang Trifecta
Tinted Windows - Side Window Vent Visors
Lund Bug Deflector
Tekonsha Primus BC
Reply With Quote
Links
Reply


Thread Tools
Display Modes


Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

vB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On



All times are GMT -6. The time now is 09:44 PM.



SquidWorkz is Infiniti EX35_ FJ Cruiser_ Cummins Turbo Diesel_ Nissan Rogue_ Nissan Titan_ Toyota Venza_ Pontiac G8_


Powered by vBulletin® Version 3.6.8
Copyright ©2000 - 2008, Jelsoft Enterprises Ltd.
Search Engine Friendly URLs by vBSEO 3.0.0

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66