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Circling the drain!

This is a discussion on Circling the drain! within the Political Views and Discussions forums, Tweet So what is everyone doing with there Tundra's ??...

  1. #61
    brianv555's Avatar
    brianv555 is offline Tundra Master
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    Reno, Nevada
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    So what is everyone doing with there Tundra's ??
    2012 double cab limited,Pyrite mica, TRD
    Red Rock and black interior
    Snug Top shell
    Moto Metal wheels
    Fog light anytime mod
    running board lights
    under tailgate scaning light bar
    AEM cold air intake
    Bed rug
    XPEL headlight covers
    RECON Lights, low and high beam
    Solar yellow fog lights
    cab clearance lights
    Bilstine 5100 ride height adj shocks
    Firestone air bags
    LED Bulbs all the way around

  • #62
    stevenpopham's Avatar
    stevenpopham is offline Authorized Vendor
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    San Antonio Texas
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    I cant believe I missed this thread
    Steven Popham
    Bluewave Audio

    2010 Toyota Tundra Platinum 4x4 Crewmax
    35s- with 3.5 +1 kit
    Tru Technology
    2-Billet 2200s sub upgrades
    900x1 each subs Morel Ultiamo 10s (4)
    Billet 4100 stage 4
    4x150 front stage Morel Elate 3inch and tweeter
    Billet2200s stage 4
    250x2 front doors Morel Elate 9 midbass
    Tru Technology 8IS line driver
    Kenwood 9980HD

  • #63
    ATV Rancher's Avatar
    ATV Rancher is offline Tundra Master
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    From Circling the Drain to Death Spiral

    11/25/2012 @ 8:13AM Do You Live In A Death Spiral State?

    William BaldwinForbes Staff

    Donít buy a house in a state where private sector workers are outnumbered by folks dependent on government.
    Thinking about buying a house? Or a municipal bond? Be careful where you put your capital. Donít put it in a state at high risk of a fiscal tailspin.
    Eleven states make our list of danger spots for investors. They can look forward to a rising tax burden, deteriorating state finances and an exodus of employers. The list includes California, New York, Illinois and Ohio, along with some smaller states like New Mexico and Hawaii.
    If your career takes you to Los Angeles or Chicago, donít buy a house. Rent.
    If you have money in municipal bonds, clean up the portfolio. Sell holdings from the sick states and reinvest where youíre less likely to get clipped. Nebraska and Virginia are unlikely to give their bondholders a Greek haircut. California and New York are comparatively risky.
    Two factors determine whether a state makes this elite list of fiscal hellholes. The first is whether it has more takers than makers. A taker is someone who draws money from the government, as an employee, pensioner or welfare recipient. A maker is someone gainfully employed in the private sector.
    Let us give those takers the benefit of our sympathy and assume that every single one of them is a deserving soul. This person is either genuinely needy or a dedicated public servant or the recipient of a well-earned pension.
    But what happens when these needy types outnumber the providers? Taxes get too high. Prosperous citizens decamp. Employers decamp. That just makes matters worse for the taxpayers left behind.
    Letís say you are a software entrepreneur with 100 on your payroll. If you stay in San Francisco, your crew will support 139 takers. In Texas, they would support only 82. Austin looks very attractive.
    Ranked on the taker/maker ratio, our 11 death spiral states range from New Mexico, with 1.53 takers for every maker, down to Ohio, with a 1-to-1 ratio.
    The taker count is the number of state and local government workers plus the number of people on Medicaid plus 1 for each $100,000 of unfunded pension liabilities. Sources: the Bureau of Labor Statistics, the Kaiser Commission on Medicaid and a study of state worker pensions done in 2009 by two academics, Joshua Rauh and Rovert Novy-Marx. Professor Rauh estimates that the shortage in pension funding is on average a third higher today.
    The second element in the death spiral list is a scorecard of state credit-worthiness done by Conning & Co., a money manager known for its measures of risk in insurance company portfolios. Conningís analysis focuses more on dollars than body counts. Its formula downgrades states for large debts, an uncompetitive business climate, weak home prices and bad trends in employment.
    Conning rates North Dakota the safest state to lend money to, Connecticut the most hazardous. A state qualifies for the Forbes death spiral list if its taker/maker ratio exceeds 1.0 and it resides in the bottom half of Conningís ranking.
    Itís easy to see how California got on our list. It has pampered a large army of civil servants while using every imaginable trick to chase private-sector jobs away, the latest being a quixotic scheme to reduce the globeís atmospheric carbon. A City Journal essay by Victor Davis Hanson notes that the state spends $10 billion a year on entitlements for illegal aliens.
    Illinois is especially known for its dishonesty, whether among officeholders (future license plate motto: Land of Corruption) or in the habit of under-accounting for promises to government employees. The Rauh study counted $66 billion in the till to cover pension obligations of $233 billion.

    Death Spiral States

    To lend money to California, Illinois or the other nine states perched on the precipice requires a leap of faith. So does buying a house in those locales. Donít count on a property tax limit to protect your homeís value. If other taxes are high enough, there wonít be any buyers.

    This article is available online at:
    Do You Live In A Death Spiral State? - Forbes

  • #64
    SteemerBoy is offline New Breed
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    All politicians are criminals. When our Government officials show up at your door to pick up your guns you will finally realize that your living in Obama land. Taxes will be higher and anyone that is retired will be forced to go back to work just to pay for health benefits. Welcome to Amexico the Obama version of America

  • #65
    fixxer's Avatar
    fixxer is offline A Breed Apart
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    Central Ks and Offshore
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    ALL scumbags soaking up various forms of public assistance and wasting away money on toyz, superchargers, etc:


    If you don't man up soon and start learning how to take care of yourself; and especially kids YOU made, those of us supporting you are done supporting them for you.

    Hildabeast officially is now unable to force us to subsidize your medicaid and other free services so you can waste your cash on tires. rims, paint and superchargers instead of taking care of your family.

    Feel free to visit eBay or craigslist when you need to dump that crap at a substantial discount.

    My not-so-sincere condolences on your recent loss.

    2012 Tundra Crewmax Limited 5.7L loaded with Sunroof, JBL Nav/Entertainment, OEM matching tonneau and OEM brushed running boards.
    First mod: Putting the Hula girl on the dash.

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