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Osama Care

This is a discussion on Osama Care within the Political Views and Discussions forums, Tweet Originally Posted by planomateo Just curious, what does your employer pay? Example, I pay about $3000 for medical/vision/dental (I ...

  1. #101
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    Quote Originally Posted by planomateo View Post
    Just curious, what does your employer pay?

    Example, I pay about $3000 for medical/vision/dental (I have the cheapest medical plan) for the 4 of us. My employer according to my W2 pays $18k+.

    I work for a Software Company outta California with about 8,000 employees. I use to pay for the best medical coverage but realized that I paid about $2000 more per year for the ability to choose any doctor. I rarely go to the doctor and realized that I was paying $2000 a year for the ability to choose that I never used.
    plano,

    Just got my W2 and my employer pays ~ $ 21.7 K.
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    Wow re.ac.tor, you guys must have a heck of a medical plan!

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    Re.ac.tor,
    Let me guess, you don't have to pay taxes on that $20+k in income either.
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    Quote Originally Posted by re.ac.tor View Post
    plano,

    Just got my W2 and my employer pays ~ $ 21.7 K.
    Not sure if you noticed this on their last year, but believe last year was the first time they started putting that on the W-2. If I remember correctly, its the total amount of your health care cost (employee + employer costs).

    And yes I have great health care benefits.
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    I have finally got my insurance settled.
    The plan I currently have and pay $12k/year for hasn't been canceled, but since it doesn't cover such things as birth control pills and a few other things, I must but an Osama Care policy.
    In addition to my old policy, I also have an Osama Silver policy at $90/month.My income was artificially low last year, so next year I will have to pay $600/month.
    The Silver policy sounds good, but only 60% of the hospitals and 50% of the doctors in the Blue Cross system are available. Plus, no university hospitals are included.
    So I can only use second rate hospitals and second rate doctors.
    I am keeping my old plan, as I can go to any hospital and see any doctors I want.
    Next year I will have to pay over $20k for both plans. I won't do that, I will pay the fine and keep my old plan.
    I hope that everyone who voted for Osama is happy.

    Since only old folks and the useless and worthless are signing up and the useless and worthless don't pay a premium, I fully expect the premiums to sky rocket in cost for these substandard Osama plans.
    I believe that is what Osama wants, good excuse for an even worse single payer system. In addition, I believe it is part of the law that we will have to bail out the insurance companies.
    Osama Care is basically Medicaid +, which is useless.
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    That amount is non-taxable. Plano is correct - I think this breakout was first reported on the W-2s last year (box 12B and listed as a "DD" code which is defined as the cost of employer-sponsored health care coverage - I do believe it is the employer cost + employee contributions).
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    Good read on how to calculate the government fines for not having "good enough" or no healthcare.
    Owe the IRS money? Good news - Tax Guy - MarketWatch
    The most interesting part was how they collect fines. They can only collect by taking money out of your refund. So if you have no refund, then the fine is voluntary. And they can never prosecute or put a lien on anything to collect. So that's how you can keep your existing policy if you like it.
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    So Tox, if I understand the article correctly, this means that at the end of the day, there will likely still be a lot of folks who will elect to not have health coverage. So remind me again why this piece of crap law was put into place?

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    The law was put into place because the Democrats wanted to pass a Bill in a rush and nobody had time to read the stupid thing before voting on it. That and because the Democratic Party has turned into the Socialist Party.
    But yes, if you are fine with paying a fine and don't want healthcare coverage or prefer a "lesser" healthcare coverage, then you can just pay the fine and be done. Or if you don't get any money back in a tax return, then you don't pay the fine and be done.
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    Does the fine roll over to the next year? ie, will you continue to accumulate fines until finally one day you are supposed to have a tax return and they keep it? Or does it reset every year?


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